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Back to top the appraisal is an estimate of the fair market value the property and is required by the lender before issuing the loan commitment. You stand a much better chance if you do your homework first and then talk to your creditor and explain your situation and see if there is a hardship program for which you might qualify There is a legal process that must be adhered to We have found a local lender who is offering a monthly libor arm with a 2.
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